During the usage of the mobile banking application or availing the products and services vide the
online application forms and questionnaires, Wardhaman Urban Cooperative Bank Limited may
become privacy to the personal information of its customers, including information that is of a
confidential nature.
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| Wardhaman Urban Cooperative Bank Limited is strongly committed to protecting the privacy of
its customers and has taken all reasonable measures to protect the confidentiality of the customer
information and its transmission through the world-wide web and it shall not be held liable in
any manner for disclosure of the confidential information in accordance with this Privacy
Commitment or in terms of the agreements, if any, with the customers or for reasons beyond its
control. |
| Wardhaman Urban Cooperative Bank Limited endeavors to safeguard and ensure the security of
the information provided by the customer. Wardhaman Urban Cooperative Bank Limited uses
256-bit encryption for the transmission of the information in online system, which is currently
the permitted maximum level of encryption in India. The customer would be required to
cooperate with Wardhaman Urban Cooperative Bank Limited to ensure the security of the
information, and it is recommended that the customers choose their passwords carefully such that
no unauthorized access is made by a third party. To make the password complex and difficult for
others to guess, the customers should use a combination of alphabets, numbers and special
characters like – !, @, #, $ and etc. The customers should not disclose their password(s) to
anyone or keep any written or other record of the password(s) such that a third party could access
it. |
* Profile Photos Is Stored in Application Local Storage on User’s Device Only and Not on Server.
Stored Profile Image Is Retrieved from Local Storage on Dashboard Navigation and Shown as
User’s Profile Image. |
| * SMS Is Sent To Verify Mobile Number Registered For Application, In Received SMS OTP Is
Read And Auto Fetched For Financial Transactions |
| Wardhaman Urban Cooperative Bank Limited undertakes not to disclose the information
provided by the customers to any person, unless such action is necessary to: – |
| * Conform To the Legal Requirements Or Comply With Legal Process. |
| * Protect And Defend Wardhaman Urban Cooperative Bank Limited’s Rights, Interests or
Property. |
| * Enforce The Terms And Conditions Of The Products Or Services |
| * Act To Protect The Interests Of Wardhaman Urban Cooperative Bank Limited Or Its Members,
Or Of Other Persons |
| The customer authorizes Wardhaman Urban Cooperative Bank Limited, to exchange, share, part
with all information related to the details and transaction history of the customers to
Banks/Financial institutions / Credit Bureaus / Agencies / participation in any telecommunication
or electronic clearing network as may be required by law, customary practice, credit reporting,
statistical analysis and credit scoring, verification or risk management and shall not hold the
Wardhaman Urban Cooperative Bank Limited, liable for use or disclosure of this information |
| The information, material, advices suggestions, illustrations notifications, circulars etc. are
collectively stated the content in the application. If the said content contains any mistakes,
omissions, inaccuracies and typographical errors, etc. Wardhaman Urban Cooperative Bank
Limited assumes no responsibility thereof. Wardhaman Urban Cooperative Bank Limited makes
no warranty or representation regarding any content provided through this website and disclaims
its liability in respect thereof. Any action on your part based on the said content is at your own
risk and responsibility. Wardhaman Urban Cooperative Bank Limited reserves its right to correct
any part of the said content at any time as and when required at its sole discretion. The content of
this website shall not be displayed or printed in any form in part or whole without the prior
written approval of Wardhaman Urban Cooperative Bank Limited. |
| Wardhaman Urban Cooperative Bank Limited will limit the collection and use of customer
information only on a need-to-know basis to deliver better service to the Customers. Wardhaman
Urban Cooperative Bank Limited may use and share the information provided by the customers
and third parties for providing services and notifying or contacting the customers regarding any
problem with or the expiration of such services |
